Is it ever a good idea to choose interest free?
The allure of an interest-free deal is understandably strong, but like any form of credit, it always comes with terms and conditions, so it's important to do your research.
When should you not use your credit card?
A credit card can be a useful tool. But are there some times when it's better to refrain from pulling out that shiny plastic? Here we look at when, and when not to swipe your card.
Understanding car finance for buying a new car
Not everyone will have the cash available to pay for a new vehicle straight away. But how can car finance impact your credit history? Here we take a closer look.
Safe credit card use overseas
One of the most attractive options for travellers when taking money overseas is most likely to be the credit card. Here we look at how you can use your cards securely overseas.
What you should know before applying for a home loan
Taking out a home loan is common practice for many Australians, but there is a lot that goes into getting the nod from a credit provider.
Are you credit invisible?
If you've never applied for credit before, there's a good chance you may be credit invisible. Here we look at what you should know about it.
What is a credit bureau?
If you are thinking about applying for credit it's important to understand what is on your credit report. It is what lenders can look at as part of the credit assessment process.
How can I manage my business credit profile?
Credit can be a useful tool in handling expenses and supporting cash flow, but it is important businesses exercise caution to properly manage it.
Should I get a credit card?
Responsible use of a credit card without an outstanding balance or a series of late payments can act as an endorsement for future credit.
How your monthly repayments matter to your credit file
Monthly repayments on credit accounts like personal loans, mortgages and your credit card minimum balance can all be recorded on your credit file.
Managing credit history for small businesses
Anyone could potentially start up a small business - but not everyone who does will necessarily be financial experts.
Using credit cards to build your credit profile
Credit cards can be an excellent way of building a strong credit history, as long as you stay on top of your payments.