Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

Setting (and sticking to) a budget tailored to your needs

/ credit basics credit repair personal finance

Have you struggled to create a budget that you can stick to before? It's not about restricting yourself, it's about knowing where your money is going.

The unexpected factors that can affect your credit history

/ credit report credit score credit repair

Do you know what information can be included in an Equifax credit score? There's more on that report than you might have thought. Is it affecting you?

Get rid of credit card debt with these 5 simple steps

/ credit basics credit report credit score

Finding out the balance of your credit cards can be crushing, but it's not the hard part. Paying it off can be made a lot easier with these tips, however.

What could automated savings do for your bank account?

/ credit basics credit repair

Finding it hard to put aside money each time you get paid? When you automate savings, the choice is no longer in your hands, but that's a good thing.

3 ways to help make yourself better with money instantly

/ credit report credit repair

Trying to be better at money management, but don't know where to start? Try these simple steps - you might find even the most experienced can learn something.

Could a poor credit report make it harder to buy a home?

/ credit basics credit report credit repair

A good credit report is important for everything from business funding to mortgage lending. Could a bad credit report stop you from buying your first home?

Are mobile wallets the future of Australian credit payments?

/ credit basics credit report fraud & identity

Australians have taken to contactless payment systems but not to mobile phone payment systems. What are they, and how could they affect your credit file?

3 tips for paying off multiple credit card debts

/ credit score

Having multiple credit cards brings many benefits, but it also presents drawbacks. What happens if you start accumulating debts? Make sure you have a plan ready.

Are Australians getting smarter about credit?

/ personal finance

New research has indicated that Australians are paying off their credit cards faster than they are accruing in new transactions.

3 warning signs that could lead to defaulting on your home loan

/ credit report

Missed payments are something that should be accounted for. Sometimes there are sudden factors, but knowing what to do in these instances can prevent defaulting on a mortgage.

Are you in control of your money?

/ credit report credit score personal finance

The most recent wave of results from the ASIC financial behaviour tracker has some interesting revelations: Is Australia dealing with its financial situation?

Is an interest-only home loan right for you?

/ personal finance

An interest-only mortgage can have benefits for certain property buyers, but is it the right option for your circumstances? Let's take a closer look.

Pages

X Close

Thanks for choosing Equifax!

To make sure you are accessing the right product, we need you to answer the following questions.

You can get a free copy of your personal Equifax credit report:

  • if you have been declined credit in the last 90 days; or
  • if you have had an item corrected on your Equifax credit report; or
  • once every 12 months.

If you do not meet the criteria, a once-off Equifax credit report is currently available for free.

Multipage

Great news!

You are eligible for a free Equifax Credit Report.