Are you thinking about expanding your small business?
June 2015Following the announcement of the new Federal Budget, there is good news for Australian small businesses looking to upgrade their capabilities.
How can I improve my credit record?
April 2015For anyone juggling payments and bills from various essential service providers, from electricity and phone connections to rent or a mortgage, getting on top of their credit score may feel like a looming goal. However, with a few changes, you can begin to repair an unfavourable credit report.
Why have I been declined credit?
April 2015There are number of reasons why a lender may decide to decline your credit application. When you first apply for credit, credit providers such as lenders, phone or utilities companies may check your credit history alongside the information you have provided as part of your application process.
Is it ever a good idea to choose interest free?
August 2015The allure of an interest-free deal is understandably strong, but like any form of credit, it always comes with terms and conditions, so it's important to do your research.
Is it worth getting a credit card for the rewards?
August 2015One of the methods banks can use to increase the use of their financial products such as credit cards is association with a rewards scheme. Can you benefit without your debt stacking up?
Making your repayments on time
August 2015While the idea of putting through payments each month might not seem like such a big deal, credit can become a burden should you begin to fall behind.