Your credit score (Equifax Score) is a number between 0-1200 that summarises the information on your credit report.
Your credit score is calculated based on the information held on your credit report at a given point in time.
Generally, the higher your credit score, the better your credit profile. Banks and other lenders can use credit scores to as part of determining whether an applicant qualifies for a loan. Your credit score can also play a part in the terms of the loan including the borrowing limit and the interest rate.
My Credit File from Equifax does not include a credit score.
You can visit Equifax and choose from a range of products that include your credit report, credit score and additional features to help manage your credit profile and protect your identity.
Find out more about Credit Reports, Scores and Credit Alerts.
You can also get a copy of your Equifax credit report for free.
What is a credit enquiry?
May 2017If you make an application for credit, it can be listed on your credit report as a 'credit enquiry'. Credit enquiries are part of the information lenders may use and can have an impact on whether a lender accepts your application or not.
What is the role of a credit bureau?
May 2017A credit bureau helps to support responsible lending and can assist consumers in understanding where they stand with their credit. Operating under the Privacy Act, a credit bureau collects, holds, uses and discloses personal and credit-related information about individuals and companies.
3 mistakes to avoid when you're paying off debts
May 2017Have you got debt hanging over your head? Paying it off takes time and patience - don't rush it and make one of these dire mistakes.
Subscribe to Business Credit Alert today for just $19.95
June 2017Access to credit is often essential to help manage cash flow and grow your business.
Business Credit Alert helps keep you alert to potential fraud and gain insight into how banks and other lenders view your business, making managing your business’ credit profile easier.
Subscribe to Business Credit Alert today for just $19.95
June 2017Access to credit is often essential to help manage cash flow and grow your business.
Business Credit Alert helps keep you alert to potential fraud and gain insight into how banks and other lenders view your business, making managing your business’ credit profile easier.