Saving for your wedding with a bad credit report
January 2017Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.
What you need to know about credit repair
April 2017Are you thinking about working with a credit repair company? Make sure you consider all of your options and read all relevant terms before deciding!
How to live on a low budget while repaying your debts
March 2017Living on a low or restricted budget doesn't necessarily mean not having fun or not buying coffee anymore - it means taking stock of your financial position.
3 warning signs that could lead to defaulting on your home loan
October 2016Missed payments are something that should be accounted for. Sometimes there are sudden factors, but knowing what to do in these instances can prevent defaulting on a mortgage.
3 ways to help make yourself better with money instantly
November 2016Trying to be better at money management, but don't know where to start? Try these simple steps - you might find even the most experienced can learn something.
An Authorised Access Seeker is an individual in relation to their own credit reporting information, or a person (including a company) who is assisting an individual to deal with a credit reporting body or credit provider and acting on a written authority from the individual.
Types of Authorised Access Seekers may include:
- Consumer debt management companies including credit repair and debt negotiation companies
- Finance or mortgage brokers
- Budgeting and financial education firms, such as a financial counsellor
- Individuals are also referred to as Authorised Access Seekers in relation to their own credit reporting information. If you are a consumer wishing to access your credit report please view our range of Equifax free credit reports and paid subscription packages here.
Note: Credit providers, mortgage and trade insurers are not Authorised Access Seekers. Not all organisations who fall into the above categories may be Authorised Access Seekers, and there are other restrictions under the Privacy Act 1988 (Cth) on who qualifies as an Authorised Access Seeker. It is up to each organisation to determine their status. An Authorised Access Seeker must satisfy the Authorised Access Seeker criteria in each occasion they seek access to an individual’s credit report