My Credit File
Get your free Equifax credit report. Eligibility criteria applies.*
- Your Equifax credit report
- See what credit information banks and lenders see from Equifax
*You have a right to obtain a free copy of your credit file from Equifax if your credit application was declined (your free credit file request must be made within 90 days from the date your application was declined), if you have lodged a correction request and have been advised that your file has been corrected, and once every 12 months.
Personal Corrections
Equifax offers a free credit repair service for individuals to help you to understand what is listed on your credit file and if it's possible to perform a credit repair.
Business Corrections
Equifax offers a free service to investigate errors on your business credit report so your business profile is correct and up to date.
Equifax Credit Report (Authorised Access Seeker)
Are you an Authorised Access Seeker, such as a broker, financial counsellor, debt management company or financial counsellor who has authorisation to access an Equifax credit report on behalf of an individual? If so, you can order an Equifax credit report on behalf of your client.
An individual has the right to obtain a free copy of their credit file from Equifax once every three months, or if their credit application was declined, (the request for a free credit file must be made within 90 days from the date your application was declined), or if the individual has lodged a correction request and is advised that their Equifax credit report has been corrected.
If an individual does not meet the criteria, a once-off Equifax credit report is available for the cost of $6.95 (currently available for free).