What to do if you have been declined credit
January 2016If you have been declined credit it can be a frustrating experience. Here are three simple steps you can take to find out why and to make improvements to apply in the future.
How can I improve my credit record?
April 2015For anyone juggling payments and bills from various essential service providers, from electricity and phone connections to rent or a mortgage, getting on top of their credit score may feel like a looming goal. However, with a few changes, you can begin to repair an unfavourable credit report.
What counts as a default on my credit file?
May 2016Not every missed payment you incur will appear on your credit file. When should you start being concerned about damaging your report?
Is using a credit repair company really worth it?
September 2016Are you thinking of taking on the services of a credit repair company?Ensure you know what free methods are available to you before paying their expensive fees.
Could a poor credit report make it harder to buy a home?
November 2016A good credit report is important for everything from business funding to mortgage lending. Could a bad credit report stop you from buying your first home?
Choosing a credit card deal that works for you
January 2017Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.