Are you thinking about expanding your small business?
Following the announcement of the new Federal Budget, there is good news for Australian small businesses looking to upgrade their capabilities.
Protecting yourself against identity theft
Identity theft can occur to anyone - at its core, it involves the perpetrator masquerading as someone else in order to steal money or access other personal details.
Consumer fraud: what do I need to know?
Consumer fraud is defined as any fraudulent or intentionally misleading business practice, and it can have a significant impact on those whose information it targets.
Why is it a good idea to keep an eye on your business' credit file?
Many credit providers rely on business credit reports to aid their decision making when assessing applications for credit.
Why have I been declined credit?
There are number of reasons why a lender may decide to decline your credit application. When you first apply for credit, credit providers such as lenders, phone or utilities companies may check your credit history alongside the information you have provided as part of your application process.
How can I improve my credit record?
For anyone juggling payments and bills from various essential service providers, from electricity and phone connections to rent or a mortgage, getting on top of their credit score may feel like a looming goal. However, with a few changes, you can begin to repair an unfavourable credit report.
Understanding the new credit reporting system
Comprehensive credit reporting changes mean consumer credit reports can now include ‘positive’ credit information such as if you make your credit card and loan repayments on time. Previously personal credit files could only hold ‘negative’ information like credit enquiries (applications) and defaults.