What is on my business credit report?

Your business credit report includes:

  • Details of credit enquiries that have been made on your for commercial credit. Examples of commercial credit
  • Details of any overdue commercial credit accounts and other debts
  • Public record information like:
    • Court judgements and writs
    • Directorship details
    • Proprietorship details
    • Bankruptcy, debt agreement and personal insolvency
  • File access information is also included. This outlines who has accessed your credit report. Only credit providers, suppliers and Equifax can access your report, with your permission.
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You can get a free copy of your personal Equifax credit report:

  • if you have been declined credit in the last 90 days; or
  • if you have had an item corrected on your Equifax credit report; or
  • once every 12 months.

If you do not meet the criteria, a once-off Equifax credit report is currently available for free.

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