What is a credit enquiry?
May 2017If you make an application for credit, it can be listed on your credit report as a 'credit enquiry'. Credit enquiries are part of the information lenders may use and can have an impact on whether a lender accepts your application or not.
What is the role of a credit bureau?
May 2017A credit bureau helps to support responsible lending and can assist consumers in understanding where they stand with their credit. Operating under the Privacy Act, a credit bureau collects, holds, uses and discloses personal and credit-related information about individuals and companies.
How to start a new business with a bad credit report
August 2017Ready to step into the world of business, but have a bad credit report that's holding you back? Don't fret - this guide will help you through the process.
What did Australians spend last Christmas?
January 2018Do you know exactly how much money you spent at Christmas, and what it was on? Australians spent a lot on their credit cards, but should you?
COVID-19 & Credit
May 2020Help to navigate financially in a global pandemic
The COVID-19 pandemic has brought much uncertainty to our daily lives. It has changed the way we work, go to school and socialise. The health of our families and communities are a priority for Equifax, as well as helping consumers understand and manage their credit profiles during this time. For many people COVID-19 has meant a change to their employment, income or business and this has put pressure on the ability to make ends meet and repay financial commitments.