What is a credit score (Equifax Score)?

Your credit score (Equifax Score) is a number between 0-1200 that summarises the information on your credit report.

Your credit score is calculated based on the information held on your credit report at a given point in time.

Generally, the higher your credit score, the better your credit profile. Banks and other lenders can use credit scores to as part of determining whether an applicant qualifies for a loan. Your credit score can also play a part in the terms of the loan including the borrowing limit and the interest rate.

My Credit File from Equifax does not include a credit score. 

You can visit Equifax and choose from a range of products that include your credit report, credit score and additional features to help manage your credit profile and protect your identity.

Find out more about Credit Reports, Scores and Credit Alerts.

You can also get a copy of your Equifax credit report for free.