How long does it take to get my Equifax credit report?

Once you have requested a copy of your free Equifax credit report or a My Credit Alert subscription you will receive your credit report within one business day, provided we are able to verify your identity.

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To make sure you are accessing the right product, we need you to answer the following questions.

You can get a free copy of your personal Equifax credit report:

  • if you have been declined credit in the last 90 days; or
  • if you have had an item corrected on your Equifax credit report; or
  • once every 12 months.

If you do not meet the criteria, a once-off Equifax credit report is currently available for free.

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Great news!

You are eligible for a free Equifax Credit Report.

How will COVID-19 impact your credit report and score?