How do you get the information that is on my credit report?
The information held on your Equifax credit report is provided to Equifax by credit providers, like banks, phone and utility companies as part of an application process for consumer or commercial credit or as part of their ongoing management of your account. In addition to this, Equifax obtains writs and judgement information from third parties like the courts, personal insolvency information from AFSA and directorship information from ASIC.